Factando vs Moneybird: which one fits a Dutch freelancer?
Moneybird is a complete bookkeeping package: invoices, quotes, a bank connection, receipts and your VAT return in one place. Factando does one thing: invoices that are correct and get paid, and nothing else.
That difference decides it. Below is what both do well, without making either look better than it is.
What Moneybird does better
- Full bookkeeping: bank connection, receipts and VAT return in the same package
- Quotes you turn into an invoice with one click
- A long track record and a large network of bookkeepers who already use it
- Recurring invoices and payment links
What Factando does better
- An invoice takes about a minute: no setup wizard, no ledger
- Reverse charge and the KOR are a choice in the form, with the legally required wording printed automatically
- An invoice that doesn't meet the requirements can't be sent: the app blocks it and tells you what's missing
- Free for up to 3 sent invoices a month, with no trial that runs out
- Every email reaches the person who builds it
When Moneybird is the better choice
Choose Moneybird if you want your whole administration in one place: bank transactions, receipts and your VAT return. Factando doesn't do that and isn't going to.
When Factando fits
Choose Factando if you already have a bookkeeper or file your own return, and you just want to send a correct invoice fast and see who still has to pay.
This comparison is based on public information on the Moneybird website and was last updated in October 2026. Features and prices can change, so always check the current information with the provider. Factando is not affiliated with Moneybird.
Judging for yourself takes a minute
Create an invoice without making an account. If you don't like it, you've lost nothing.